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Crumbling Foundations

Information for Homeowners With Crumbling Foundations


A Crisis Affecting More Than Three Dozen Towns Across North-Central Connecticut

In recent years, more and more homeowners in our region have discovered that their home foundations are crumbling due to the presence of a mineral called pyrrhotite in the stone aggregate originally used to mix the concrete. During this time, I have met with affected homeowners, participated in community forums, and discussed the matter with state and local officials from impacted regions. The high cost of repairs for homeowners, the prevalence of the problem in our region, and the  economic impacts require a comprehensive response. I have worked persistently towards such a collaborative approach and I will continue to organize state and local officials, federal agencies, private industry, and other stakeholders to address this crisis head-on.

At the federal level, I have identified programs and resources that could be applied to fixing crumbling foundations, and have consulted with agencies including the Federal Trade Commission, Consumer Product Safety Commission, the Federal Deposit Insurance Corporation, Army Corps of Engineers, the U.S. Department of Agriculture, the U.S. Department of Housing and Urban Development, and the Federal Emergency Management Agency, among others, to work towards finding an “all of the above” approach to handling this crisis.

Courtney speaks to a homeowners group about crumbling foundations in 2015

More on Crumbling Foundations

November 13, 2019 Press Release

WASHINGTON, DC – Congressman Joe Courtney (CT-02) released the following statement after the Connecticut Supreme Court ruled against thousands of eastern Connecticut homeowners in a decision that exempts many insurers from having to cover repairs to homes with structural damage caused by crumbling concrete foundations.

November 7, 2019 Press Release
“As you continue to work to address the crumbling foundations crisis in Connecticut, I wanted to make sure that you and your staff were aware of the federal resources already available to assist homeowners in Connecticut affected by crumbling foundations due to pyrrhotite."
November 1, 2019 Press Release
“As you work to complete negotiations on a year-end spending package, we write to ask for your support for an issue critical to Connecticut and Massachusetts – the crumbling foundations crisis."
August 23, 2019 Press Release

VERNON, CT – Today, Congressman Joe Courtney (CT-02) welcomed the announcement by Eversource that the company has reconsidered its practice of charging homeowners to reactivate gas lines before moving back into their homes following repairs related to crumbling concrete foundations:

July 10, 2019 Press Release
“We need all of the resources we can muster to help homeowners and others impacted by the crumbling foundations crisis in eastern Connecticut,” said Congressman Courtney.
June 19, 2019 Press Release
“In Connecticut and Massachusetts, homeowners, businesses, and local municipalities are struggling to address a widespread problem of crumbling concrete foundations due to the presence of the mineral pyrrhotite,” said Congressman Courtney.
June 14, 2019 Press Release
“In 2017, if a tree fell on your home, you would have been able to claim a ‘casualty loss’ from the IRS to recoup some of the lost value of the roof,” said Congressman Courtney.
April 13, 2019 Press Release
“Today’s clarification from the IRS is more forward momentum for homeowners in our region impacted by the crumbling foundations crisis,” said Congressman Courtney.
March 20, 2019 Press Release

Today, the Connecticut Foundation Solutions Indemnity Company, Inc. (CFSIC), also known as “the captive insurance company,” released the following announcement following the Internal Revenue Service’s decision to designation CFSIC as a non-profit 501(c)3 organization. The full press release from the captive insurance company and CSFIC Superintendent Michael Maglaras is included below.


March 19, 2019 Press Release

NORWICH, CT – Congressman Joe Courtney announced the approval of $480,000 in federal Community Development Block Grant funds to support testing of crumbling foundations in Ellington, Stafford, and Vernon. The funding was requested by the three towns in a joint application last year as part of Connecticut’s Small Cities Program run by the state Department of Housing, which distributes the state’s portion of federal CDBG funds it receives annually.